Member choice is now available to members of the Commonwealth Superannuation Scheme (CSS), the Public Sector Superannuation defined benefit Scheme (PSSdb) and the Public Sector Superannuation accumulation plan Scheme (PSSap). However, there are both benefits to be gained and pitfalls to be avoided when choosing to leave any of these schemes. You really need the advice of a skilled professional when making these sometimes complex decisions.

Getting it right – could pay big dividends. Getting it wrong – could prove very costly!

What benefits one member could be detrimental for another, even if they are both in the same fund.Many factors influence a successful outcome: age, length of service, length of prospective service, account balances, salary increases, contribution levels, the Consumer Price Index (CPI) and the earning rate of the fund.


Contact us to discuss how we can assist you.